Pgim India Elss Tax Saver Fund Overview
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 19
Rating
Growth Option 21-02-2025
NAV ₹31.51(R) -0.88% ₹35.84(D) -0.88%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.71% 10.66% 16.52% 12.64% -%
Direct 8.31% 12.34% 18.15% 14.33% -%
Nifty 500 TRI 3.79% 13.47% 16.97% 13.57% 12.47%
SIP (XIRR) Regular -5.02% 10.28% 15.23% 14.71% -%
Direct -3.54% 11.98% 16.97% 16.38% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.27 0.15 0.5 -1.39% 0.04
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
12.71% -16.1% -11.24% 0.86 8.93%
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
Hdfc Taxsaver 1
Sbi Long Term Equity Fund 2
Parag Parikh ELSS Tax Saver Fund 3
Quantum ELSS Tax Saver Fund 4
Motilal Oswal ELSS Tax Saver Fund 5
DSP ELSS Tax Saver Fund 6
Hsbc Tax Saver Equity Fund 7

NAV Date: 21-02-2025

Scheme Name NAV Rupee Change Percent Change
PGIM India ELSS Tax Saver Fund - Regular Plan - Dividend Option 18.04
-0.1600
-0.8800%
PGIM India ELSS Tax Saver Fund - Direct Plan - Dividend Option 19.02
-0.1700
-0.8900%
PGIM India ELSS Tax Saver Fund - Regular Plan - Growth Option 31.51
-0.2800
-0.8800%
PGIM India ELSS Tax Saver Fund - Direct Plan - Growth Option 35.84
-0.3200
-0.8800%

Review Date: 21-02-2025

PGIM India ELSS Tax Saver Fund has exhibited average performance in the ELSS (Tax Saving) Fund category. The fund has rank of 19 out of 34 funds in the category. The fund has delivered return of 6.71% in 1 year, 10.66% in 3 years and 16.52% in 5 years. The category average for the same periods is 4.64%, 13.72% and 16.28% respectively, which shows poor return performance of fund in the category. The fund has exhibited standard deviation of 12.71, VaR of -16.1, Average Drawdown of -4.95, Semi Deviation of 8.93 and Max Drawdown of -11.24. The category average for the same parameters is 13.79, -17.81, -6.26, 9.74 and -12.57 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in PGIM India ELSS Tax Saver Fund direct growth option would have grown to ₹10831.0 in 1 year, ₹14177.0 in 3 years and ₹23019.0 in 5 years as of today (21-02-2025).
  2. An SIP of ₹1,000 per month in PGIM India ELSS Tax Saver Fund direct growth option would have grown to ₹11767.0 in 1 year, ₹43091.0 in 3 years and ₹91748.0 in 5 years as of today (21-02-2025).
  3. standard deviation of 12.71 and based on VaR one can expect to lose more than -16.1% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.27 which shows poor performance of fund in the elss (tax saving) fund category.
  5. The fund has R-square of 0.89, Beta of 0.86 and Jensen's Alpha of -1.39% which exhibit average performance in the elss (tax saving) fund category .


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KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -3.90 -3.35
-4.09
-12.09 | -0.28 21 | 40 Average
3M Return % -4.17 -5.00
-6.47
-16.77 | -1.50 9 | 40 Very Good
6M Return % -7.70 -11.16
-11.03
-23.49 | -3.08 7 | 40 Very Good
1Y Return % 6.71 3.79
4.64
-13.86 | 12.03 16 | 40 Good
3Y Return % 10.66 13.47
13.72
8.57 | 22.86 29 | 34 Poor
5Y Return % 16.52 16.97
16.28
9.90 | 27.12 14 | 33 Good
7Y Return % 12.64 13.57
12.89
8.15 | 19.77 18 | 30 Average
1Y SIP Return % -5.02
-9.18
-31.05 | 3.15 11 | 40 Good
3Y SIP Return % 10.28
13.91
6.55 | 23.57 31 | 34 Poor
5Y SIP Return % 15.23
16.98
10.25 | 24.48 26 | 33 Average
7Y SIP Return % 14.71
15.85
10.08 | 22.36 22 | 30 Average
Standard Deviation 12.71
13.79
10.24 | 17.52 7 | 34 Very Good
Semi Deviation 8.93
9.74
7.37 | 13.23 7 | 34 Very Good
Max Drawdown % -11.24
-12.57
-17.92 | -7.74 12 | 34 Good
VaR 1 Y % -16.10
-17.81
-22.63 | -14.28 8 | 34 Very Good
Average Drawdown % -4.95
-6.26
-9.03 | -3.19 9 | 34 Very Good
Sharpe Ratio 0.27
0.47
0.09 | 1.01 29 | 34 Poor
Sterling Ratio 0.50
0.62
0.30 | 1.10 28 | 34 Poor
Sortino Ratio 0.15
0.25
0.07 | 0.54 29 | 34 Poor
Jensen Alpha % -1.39
0.83
-5.55 | 8.57 27 | 34 Average
Treynor Ratio 0.04
0.07
0.01 | 0.15 29 | 34 Poor
Modigliani Square Measure % 11.52
14.02
7.54 | 22.64 27 | 34 Average
Alpha % -3.25
-0.06
-5.43 | 8.48 29 | 34 Poor
Return data last Updated On : Feb. 21, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Jan. 31, 2025
KPIs: Key Performance Indicators

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KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -3.79 -3.35 -4.00 -12.02 | -0.18 21 | 41
3M Return % -3.81 -5.00 -6.19 -16.52 | -1.23 9 | 41
6M Return % -7.01 -11.16 -10.56 -22.98 | -2.54 7 | 41
1Y Return % 8.31 3.79 5.77 -12.66 | 13.23 14 | 41
3Y Return % 12.34 13.47 14.97 9.42 | 23.69 28 | 34
5Y Return % 18.15 16.97 17.61 10.81 | 29.13 14 | 33
7Y Return % 14.33 13.57 14.11 9.12 | 21.46 14 | 30
1Y SIP Return % -3.54 -8.16 -30.05 | 4.31 9 | 41
3Y SIP Return % 11.98 15.19 8.44 | 24.43 29 | 34
5Y SIP Return % 16.97 18.35 11.88 | 25.32 25 | 33
7Y SIP Return % 16.38 17.11 10.99 | 24.24 19 | 30
Standard Deviation 12.71 13.79 10.24 | 17.52 7 | 34
Semi Deviation 8.93 9.74 7.37 | 13.23 7 | 34
Max Drawdown % -11.24 -12.57 -17.92 | -7.74 12 | 34
VaR 1 Y % -16.10 -17.81 -22.63 | -14.28 8 | 34
Average Drawdown % -4.95 -6.26 -9.03 | -3.19 9 | 34
Sharpe Ratio 0.27 0.47 0.09 | 1.01 29 | 34
Sterling Ratio 0.50 0.62 0.30 | 1.10 28 | 34
Sortino Ratio 0.15 0.25 0.07 | 0.54 29 | 34
Jensen Alpha % -1.39 0.83 -5.55 | 8.57 27 | 34
Treynor Ratio 0.04 0.07 0.01 | 0.15 29 | 34
Modigliani Square Measure % 11.52 14.02 7.54 | 22.64 27 | 34
Alpha % -3.25 -0.06 -5.43 | 8.48 29 | 34
Return data last Updated On : Feb. 21, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Jan. 31, 2025
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.88 ₹ 9,912.00 -0.88 ₹ 9,912.00
1W -0.79 ₹ 9,921.00 -0.78 ₹ 9,922.00
1M -3.90 ₹ 9,610.00 -3.79 ₹ 9,621.00
3M -4.17 ₹ 9,583.00 -3.81 ₹ 9,619.00
6M -7.70 ₹ 9,230.00 -7.01 ₹ 9,299.00
1Y 6.71 ₹ 10,671.00 8.31 ₹ 10,831.00
3Y 10.66 ₹ 13,553.00 12.34 ₹ 14,177.00
5Y 16.52 ₹ 21,479.00 18.15 ₹ 23,019.00
7Y 12.64 ₹ 23,000.00 14.33 ₹ 25,527.00
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -5.02 ₹ 11,669.84 -3.54 ₹ 11,767.48
3Y ₹ 36000 10.28 ₹ 42,029.14 11.98 ₹ 43,091.17
5Y ₹ 60000 15.23 ₹ 87,901.80 16.97 ₹ 91,748.46
7Y ₹ 84000 14.71 ₹ 141,987.55 16.38 ₹ 150,719.69
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Pgim India Elss Tax Saver Fund NAV Regular Growth Pgim India Elss Tax Saver Fund NAV Direct Growth
21-02-2025 31.51 35.84
20-02-2025 31.79 36.16
19-02-2025 31.76 36.12
18-02-2025 31.65 36.0
17-02-2025 31.72 36.07
14-02-2025 31.76 36.12
13-02-2025 32.2 36.61
12-02-2025 32.2 36.62
11-02-2025 32.2 36.61
10-02-2025 32.9 37.4
07-02-2025 33.25 37.8
06-02-2025 33.28 37.83
05-02-2025 33.43 38.0
04-02-2025 33.48 38.06
03-02-2025 33.02 37.54
31-01-2025 32.91 37.4
30-01-2025 32.6 37.05
29-01-2025 32.52 36.95
28-01-2025 32.01 36.37
27-01-2025 32.05 36.42
24-01-2025 32.68 37.13
23-01-2025 33.03 37.53
22-01-2025 32.67 37.12
21-01-2025 32.79 37.25

Fund Launch Date: 19/Oct/2015
Fund Category: ELSS (Tax Saving) Fund
Investment Objective: The primary objective of the Scheme is togenerate long-term capital appreciation by predominantly investingin equity & equity related instruments and to enable eligible investorsto avail deduction from total income, as permitted under the IncomeTax Act, 1961 as amended from time to time.
Fund Description: An Open Ended Equity Linked Savings Scheme with a statutory lock-in of 3 years and tax benefit
Fund Benchmark: S&P BSE 200 Total Return Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.